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Karen Monteiro
Broker of Record, AMP, ABR
Email: karen@maximumresults.ca
Office: 519-624-9222
Cell: 519-590-6847
Fax: 519-624-4179
Mortgage Alliance Maximum Results Financial Services and
Coldwell Banker Maximum Results Real Estate Services, Brokerage
285 Fountatin St. S Upper  Cambridge, Ontario N3H 1J2

I welcome you to my site and would like to share some information about myself so that you can get to know me a little before making a decision regarding the largest investment that you will ever make, which shouldn't be taken lightly.

I have  been in the mortgage and real estate industry for over 19 years and a Broker of Record/Owner since 2004. In my previous life I have worked as a Restauranteur (15 years) and a Registered Nurse (5 years). In 1996, I decided to join my husband, Walter, in the real estate and mortgage business (who has been at it since 1987) to help him out with his crazy schedule and much to my surprise I found my passion.

I have always enjoyed working with people, educating my clients and helping save people money so that they can reach their financial goals sooner. I truly care for my clients and their family's well being so that their quality of life is the best it can be. I work for you, NOT the Banks and believe that each client deserves the Right Mortgage. I want you to find the home of your dreams even if it takes months. I am a no pressure sales person but will remind you if you are passing up a good deal.

I believe in continuing education and I constantly attend seminars, webinars etc. to keep up with the real estate and mortgage industry so that I can serve my clients better. I have achieved the designation of Accredited Mortgage Professional (AMP), and am asked by the lenders to be on many industry panels . I am well versed in "The Tax Deductible Mortgage Plan" as well as using your RRSP's to invest in mortgages, which again helps those clients that qualify, reach their financial goals. I also use these methods myself as I like to practice what I preach!

I am also the Broker of Record for Coldwell Banker Maximum Results Real Estate Services Inc., Brokerage, in Cambridge, providing a one stop shop for all of our client's real estate and mortgage needs. I am currently serving as President of the Cambridge Real Estate Board for 2011-2012 term.

Our Mortgage Office has received the Reader's Choice Diamond Award for eight consecutive years for Best Mortgage Broker.

I love what I do and hope to be able to help you and your family achieve the dream of home ownership or meet your investing needs in the near future.


Mortgage Alliance Maximum Results Financial Services Inc. was established in 2004. We are the first in the family of Mortgage Alliance franchises operating in Canada. 

We have agents who specialize in subprime business to assist our clients that require help getting their credit back on track, ones that handle private money and of course those that handle regular deals so no matter what your circumstances are, we can help. Our common company goal is to make the mortgage process as stress-free as possible and to also provide education to all of our clients that wish to learn more about credit, mortgages, investing and gaining financial freedom.

We have been honored to win the top award known as the Diamond Award in the Readers Choice Awards for Best Mortgage Broker and Best Mortgage Office in From 2008 to 2015; Eight years running.

We are also home to the 2009 $100,000 Winners in the yearly sweepstakes held by Mortgage Alliance. Any client who secures a mortgage through our company in 2013  is automatically entered in the draw for our next draw being held in February of 2014.

We are an Independently owned and operated franchise of the MAC Network and our registration number is 10224.


We are proud to be affiliated with one of the oldest real estate companies in existence. Coldwell Banker has been around for over 100 years, has over 100,000 Sales Reps worldwide and over 4600 offices internationally. We can truly service all of your real estate needs whether local or abroad. We pride ourselves on the many firsts that Coldwell has celebrated including the first company to have their website format to smartphones, have a You tube channel On Location and more. Coldwell Banker has won many prestigious awards from JD Power & Assoc. and is a constant winner in many other industry awards.

Our office services Cambridge, Kitchener, Waterloo, Guelph, Brantford and surrounding areas. if you are looking outside of these areas we can still help as we will refer you to one of our competent colleagues to service your needs.

Our agents have many years of experience, attend industry updates and seminars and keep up with technology and various marketing techniques to serve you best.

Independently owned and operated.

We are truly your one stop shop for all of your real estate and mortgage needs.


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Each office Independently Owned & Operated
285 Fountain St. S. Upper Flr.
Cambridge, Ontario N1R8E1
FSCO Reg 10224
Cambridge Mortgage Broker
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